Current Best Mortgage Rates in Port Charlotte, FL

If you, along with many other potential homeowners, have been enticed by dropping mortgage rates and are planning on financing your first home, now might actually be the perfect time. Keep in mind, just because average Port Charlotte mortgage rates are at their lowest doesn’t mean every lender will be offering an affordable financing option. In order to lower the overall expense of your home purchase as much as possible, it’s recommended you research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Port Charlotte, FL with a great rate for you. Below is a list of the best mortgage rates in Port Charlotte across a host of loan types.

Port Charlotte Banks and Credit Unions with Lowest Mortgage Rates

Top Port Charlotte 15-Year Fixed Mortgage Rates

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0


• Suncoast Schools Federal Credit Union: 3.38%
• • Orig. Fees: $800.000
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Port Charlotte

• Branch Banking & Trust Company: 4.13%
• • No Orig. Fees
  • Points: 0


• Wells Fargo Bank, National Association: 4.13%
• • Orig. Fees: 1%
  • Points: 0.88


• Fifth Third Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Port Charlotte 3/1 ARM Mortgage Rates

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• M&I Marshall & Ilsley Bank: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Port Charlotte

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 1
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you confirm these interest rates with the lender before applying. Mortgage rates are accurate as of November 1, 2011, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Port Charlotte mortgage rate.